I started participating in GW SUSU’s Rosca a few months ago and have really enjoyed taking part. Once you do a couple and get in the routine, the process is really easy. The autopay is nice because you can “set it and forget it”. Its an easy way to put positive marks on your credit report and practice managing your finances. I had to talk to customer service once – they responded quickly and were very friendly. The only reason for four stars instead of five is that it is frustrating when your Roscas don’t start because not enough people signed up…Certain this will change as the program gains popularity and it will become 5 stars!