GW Susu is a Rotating Savings and Credit Association (ROCSA) targeted at small businesses in Dover, Delaware. This means that members can pool their funds together to put into rock-solid investments. GW Susu also operates a peer-to-peer lending system where members receive loans from collective funds. Each month, a fixed lump sum is disbursed to a single business owner in a savings group. The recipient will change monthly. This rotational loan grant ensures that all members in a group take a turn in receiving a distribution. Members are required to repay with their contributions going forward